Loan Processor at Sharp Mortgages, Inc. — NeverHard

Are you an experienced, detail-oriented mortgage loan processor who can successfully aid applicants in navigating the mortgage lending process? If so, we are looking for you! We are currently seeking a skilled and high-producing mortgage processor to work with the mortgage loan officers on our team. If you’re interested in a dynamic position on a well-established and successful lending team, look no further; apply now!We are a family-run business with a strong focus on customer support and high integrity, and are growing in need of a strong mortgage processor to assist in the growth of the company. We are looking for someone who wants to grow with us and be a part of something bigger than just being a number somewhere.Are you looking to work alongside leaders in the mortgage industry who will help you grow your career? We’re looking for a full-time mortgage processor who will help our applicants get mortgage-ready and support them throughout the loan process.You would be responsible for accurately prequalifying home loan applications, issuing and managing quality pre-approval letters, and overseeing the success of every loan in the committed pipeline, as well as working cohesively with the Loan Officer(s), borrowers, underwriters, and third parties to close 95%+ of all loans on time while providing an outstanding experience from application to close.This position requires substantial cash, credit, capacity (income), collateral, communication skills, and the ability to be resourceful. Job seekers should be organized, detail-oriented professionals driven to succeed in their role. If you’re interested in joining a team that empowers employees, clients, and partners to help them reach their goals, apply today!I’m Bill Sharp, founder of the company, also a licensed real estate broker and title insurance agent with over 37 years of experience in the real estate and finance industry.Our company has a long history of giving back to our community and those who support us. We have actively participated in multiple charitable organizations to help those in need and believe it is an important part of our culture.We specialize in complex deal structures that many other lenders can’t handle. We are built on transparency, discipline, efficiency, and results. We run lean, move fast, and stay focused on creating wins for clients and referral partners. I’m looking to grow the team with professionals who are hungry to learn, eager to perform, and driven by purpose. If you’re someone who thrives in a high-performance, high-impact environment, I’d love to connect. Compensation: $60,000 yearly Responsibilities: 3 Core Duties Key MeasurementsPre-Application:Contact all borrower(s) within 24 hours after an Initial Loan ConsultationRequest and review cash, credit, and capacity (income) qualifications for all borrowersPre-Approve:Accurately pre-approve all eligible borrowersHandle payment scenario requests and accurately estimate closing cost scenariosProactively contact pre-approved buyersCommunicate effectively with Realtor partnersPipeline:Onboard all newly received contracts for Rate Lock ConsultationBe able to prepare Loan Estimates accurately, submit eDisclosures to borrowers, and then submit loan applications with our investorsExecute outstanding weekly borrower and realtor Updates, Pre-Closing Funding Calls.Ensure 95%+ loans close on time with daily check-ins to address choke pointsResolve 95%+ of loan issues before escalating to the Loan OfficerEssential Duties of this Position:Pre-Application:Contact all newly received applications within 24 hours of assignment by the LOThoroughly review 1003 with the borrower(s) and request the necessary documentsExplore all options before turning down a pre-approval requestKeep Realtor partners updated on the progressStay up to date on investor guidelines program changesPre-Approve:Communicate pre-approval parameters to borrowersProvide supplemental pre-approval documentsNotify the referring Realtor immediately after issuing pre-approvalExpedite rush pre-approval requestsFlag any red flags or potential issues to the LODedicate a time block weekly to pre-approval outreachPipeline:Expedite onboarding for newly received contractsPerform a daily “gauge check” to identify “hot loans.”Attend daily branch pipeline meetings to track loan milestonesDeliver weekly borrower update calls (and Realtors, when needed)Coordinate closely with loan processing teams Contact borrowers, attorneys, and realtors 24 hours before contingencies expireReview Closing Disclosures for accuracy against the Loan Estimates Conduct pre-closing phone calls (48 hours before closing)Make congratulatory funding calls to borrowers, RealtorsProvide post-closing/funding supportBe available after hours for urgent questions (via mobile email and text)Consistently exceed borrower and referral partner expectations Qualifications: Must maintain an active NMLS license or be willing to get licensed immediatelyMinimum 3 years in mortgage processing, underwriting, or originationProficient in DU/DO, LP, and major investor guidelinesExperience with Loan Origination Systems (ARIVE)Skilled in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook, OneNote)Strong verbal and written communication skillsAbility to work under pressure and meet deadlinesExcellent time management and organizational skillsAbility to collaborate across the branch and corporate levelsCompletion of regulatory compliance trainingAbility to speak, write, and effectively communicate with borrowers About Company We are a family-run business with a strong focus on customer support and high integrity, and are growing in need of a strong mortgage processor to assist in the growth of the company. We are looking for someone who wants to grow with us and be a part of something bigger than just being a number somewhere.