Business Systems Analyst (BSA) - Temonos / Toronto, On (Remote) - FTE at Acestack — NeverHard

Role: Business Systems Analyst (BSA) -Temonos Location: Toronto, On (Remote) Experience: 10+ Years Type: Full-Time Permanent (FTE) "Business Systems Analyst Core Banking & Digital Platforms We are seeking a highly skilled Business Systems Analyst (BSA) with deep expertise in Temenos T24 to operate confidently at the intersection of financial product design, accounting, data analysis, and technology delivery within a regulated financial services environment. This is a hands on, delivery oriented role for an analyst who can move fluidly between banking product concepts, accounting treatment, and system configuration, translating complex business requirements into well designed and configurable T24 solutions using Arrangement Architecture (AA). You will work on initiatives that support everyday banking, deposits, and lending products, contributing to systems that are core to how members bank every day. This role is well suited to a self starter who is structured, pragmatic, and comfortable taking accountability in complex environments with shifting priorities. ________________________________________ What You'll Be Responsible For Financial Product & Core Banking Analysis Lead analysis and design of financial products in Temenos T24, with strong focus on: o Demand / everyday banking products (chequing, savings) o Term deposit products o Lending products (loans, lines of credit, mortgages) Translate product and business needs into clear, testable functional and non functional requirements, aligned to T24 capabilities. Design product features including: o Interest calculation methods and accruals o Charge plans and service fee structures o Product lifecycle events and behavioral rules Ensure requirements are complete, traceable, and aligned to business, regulatory, and accounting objectives. ________________________________________ Temenos T24 & Arrangement Architecture (AA) Configure and support T24 Arrangement Architecture (AA) products, including: o Properties, conditions, and rules o Interest, fee, and accounting linkage configuration Design and configure: o Demand account products supporting everyday banking o Term deposit products, including maturity, renewal, and rate structures o Lending products with deep understanding of: Payment rules and schedules Delinquency handling Aging, arrears, and collections logic Bonus: Understanding of syndicated lending concepts and structures. ________________________________________ Accounting & Financial Controls Apply strong knowledge of core banking accounting standards and practices. Design, validate, and troubleshoot accounting entries generated by T24, including: o Interest income o Interest expense o Accruals and reversals Support reconciliation and balancing activities, including: o Root cause analysis of breaks o Collaboration with Finance and Operations teams Ensure product and system designs support auditability, transparency, and regulatory compliance. ________________________________________ Business & Technical Analysis Lead business requirements analysis from intake through delivery. Assess technical impacts, dependencies, risks, and downstream effects across systems. Document solutions using UML and structured analysis techniques, such as: o Process flows o Sequence diagrams o Data models Leverage understanding of object-oriented programming concepts to: o Interpret system behavior o Validate technical solutions o Communicate effectively with developers and architects. ________________________________________ Data Analysis & Integration Awareness Perform complex data analysis, including writing and validating SQL queries to: o Support requirements o Investigate issues o Validate postings and reconciliations Understand system integrations and data flows between T24 and upstream/downstream platforms. Contribute to integration and interface documentation as required________________________________________ Backlog & Delivery Management Create and maintain a well structured product backlog in Azure DevOps, including: o Epics o Features o User stories o Acceptance criteria Collaborate closely with delivery teams to: